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People in the UK: tell us if you’ve borrowed money from friends or family | Borrowing & debt

Britons often turn to family and friends to borrow money now, a new survey has suggested.

The survey of more than 4,000 adults commissioned by non-profit Fair4All Finance found that while 25% of respondents had taken out a Buy Now Pay Later loan, 26% had borrowed from family and 15% from friends this year.

Many of those surveyed borrowed from friends or relatives after they had been rejected by traditional lenders like banks. Younger adults, households with children, and people on zero-hours contracts or in lower-paid work, the survey found, are most likely to borrow from friends and family.

The research also showed that a quarter of all households would not be able to afford a £500 emergency bill without borrowing.

We’d like to hear from people in the UK who have turned to friends or family for a loan, why they decided to do so and how this has affected them and their relationships.

Share your experience

Tell us if you’ve asked family or friends for a loan, for what, why you did not borrow from a traditional lender instead, and how this loan has affected you.

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